CORA: TERMS OF USE

Please read these terms carefully before using the app, web portals, or services provided from the app or web portals.

Updated 2020

This document sets out the terms and Conditions (“Terms”) on which CORA.PRO Pte. Ltd. (UEN No.: 202014130E) of 11 Lorong 3 Toa Payoh #04-17 Jackson Square Singapore 319579 (“Cora”, “we” or “us”) operates and provides customers with access and use of CORA’s applications and web portals. The term “you” refers to the user or viewer of CORA.

KEY TERMS & DEFINITIONS

“CORA” means the software of this Term, comprising of mobile applications (App), Web Portals and related Services.

“Content” means text, graphics, images, music, software (excluding the App), audio, video, information, data, or other materials uploaded, downloaded or appearing on the Services.

“Member” means a user who completes the account registration process in accordance with Clause 6 below.

“Member Content” means all Content that a Member posts, uploads, publishes, submits, or includes in their Member profile to CORA or made available through CORA.

“CORA Content” means all Content that CORA makes available to Members including any content licensed from a third party, but excluding Member Content.

“Services” means the features available under CORA.

A reference to “person” shall include an individual, corporation, company, partnership, firm, trustee, trust, executor, administrator or other legal personal representative, unincorporated association, joint venture, syndicate or other business enterprise, any governmental, administrative or regulatory authority or agency, and their respective successors, legal personal representatives and assigns, as the case may be, and pronouns shall have a similarly extended meaning.

TERMS OF USE

1. ACCEPTANCE OF TERMS

1.1 By using and accessing CORA, you confirm and acknowledge that you have read, understood and agreed to the Terms which will bind you. The Terms include our Privacy Policy.

1.2 If you accept or agree to these Terms on behalf of a company or other legal entity, you represent and warrant that you have the full capacity and authority to enter into this agreement on behalf of the company or other legal entity, and in such event, “you” and “your” will refer and apply to that company or other legal entity.

1.3 By using and accessing CORA, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any information submitted via CORA may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.

1.4 We may amend these Terms at any time and without prior notice or liability to you. Such amendments will be effective immediately and shall apply to any information you provide, or your use of the Services. Your use and access of CORA after the amendments to these Terms will constitute your acceptance to the terms and conditions, as modified.

1.5 CORA may contain links to other third-party websites. These websites are not under CORA’s control, and we are not responsible for and do not endorse their content or their privacy policies (if any). Your access and use of these third-party websites may constitute acceptance of their terms of service, which are exclusive to these Terms.

1.6 By accessing, downloading or using Google Maps in CORA, you agree to be bound by any applicable terms and conditions of Google Maps in connection with its use.

1.7 In the event that you access, download or use CORA through any application, electronic store or database, you also agree to be bound by the terms of service of such application, electronic store or database.

2. CHANGES TO OUR SERVICES

2.1 The Services that we provide are always evolving and the form and nature of the Services that we provide may change from time to time without prior notice to you. In addition, we may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally and not be able to provide you with prior notice.

2.2 We also retain the right to create limits on use and storage at our sole discretion at any time and without prior notice to you.

2.3 We make no representations, warranties or guarantees, whether expressed or implied, that our Services or any content on our site is accurate, complete, up-to-date or free from errors or omissions.

3. ACCESSING OUR SERVICES

3.1 We do not guarantee that our Services, or any content, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of our Services without notice. We will not be liable to you if for any reason our Services are unavailable at any time or for any period.

3.2 You are responsible for making all arrangements necessary for you to have access to our Services.

3.3 You are also responsible for ensuring that all persons who access our Services through your internet connection are aware of these Terms of Service and other applicable terms and conditions, and that they comply with them.

4. GRANT AND SCOPE OF LICENSE IN RESPECT OF CORA

4.1 In consideration of you agreeing to abide by the Terms and in respect of your use of CORA under the Software Licensing Agreement mutually signed between the Management of the property and CORA.PRO PTE. LTD., we grant you a non-transferable, non-exclusive license to download and install a copy of CORA into mobile device that you own or control and to run such copy of CORA solely for your property use.

4.2 Subject to your compliance with these Terms, we grant you a non-exclusive and non-transferable license to access and view any CORA Content solely for your property purposes, and access and view any Member Content to which you are permitted access, solely for your property purpose. You have no right to sublicense the license rights granted in this section.

4.3 Except as expressly set out in the Terms or as permitted by any local law, you agree:

(i) Not to rent, lease, sub-license, loan, translate, merge, adapt, vary or modify CORA;

(ii) Not to make alterations to, or modifications of, the whole or any part of the CORA, or permit CORA or any part of it to be combined with, or become incorporated in, any other programs;

(iii) Not to disassemble, decompile, reverse-engineer or create derivative works based on the whole or any part of CORA or attempt to do any such thing

(iv) To exercise best endeavours to keep all copies of CORA secure and to maintain accurate and up-to-date records of the number and locations of all copies of CORA;

(v) Not to provide or otherwise make available CORA in whole or in part (including object and source code) in any form to any person without prior written consent from us; and

(vi) To comply with all applicable laws and regulations relating to the technology used or supported by CORA (“Technology”) for the time being in force.

(Collectively, “License Restrictions”)

5. GENERAL USE RESTRICTIONS

You agree that you shall not:

(i) Use CORA or any Service in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with the Terms, or act fraudulently or maliciously, for example, by hacking into or inserting malicious code, including viruses, or harmful data, into CORA, any Service or any operating system;

(ii) Infringe CORA’s intellectual property rights or those of any third party in relation to your use of CORA, including the submission of Member Content;

(iii) Transmit any material that is threatening, infringing, defamatory, offensive, illegal or otherwise objectionable in relation to your use of CORA or any Service;

(iv) Use CORA or any Service in a way that could damage, disable, overburden, impair or compromise our systems or security or interfere with other users; and

(v) Collect or harvest any information or data from CORA or CORA’s systems or attempt to decipher any transmissions to or from the servers running CORA.

6.ACCOUNT REGISTRATION

6.1 In order to access all of the Services and Member Content, you must register to create an account with CORA to become a Member.

6.2 In registering with CORA to become a Member, you represent, warrant and undertake that you are using your real identity, the information and personal particulars you have provided to CORA are true, accurate, complete, and current information, and you will maintain and promptly update such information and personal particulars provided and ensure that such information is kept accurate, complete, and current.

6.3 Users below the age of 21 years may use CORA and/or provide any information or personal particulars on CORA only after you have obtained consent from your parents/legal guardian or if you are under the supervision of your parent/legal guardian.

6.4 In the event that we have given you (or where you have chosen) a password which enables you to access certain parts of CORA, you acknowledge that you are fully responsible for maintaining the confidentiality of your password, and all activities occurring under your CORA Account.

6.5 You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your password. We encourage you to use “strong” passwords (passwords that use a combination of upper and lower case letters, numbers and symbols) with your account. You must treat such information as confidential. You must not disclose it to any third party. CORA.PRO Pte. Ltd. cannot and will not be liable for any loss or damage arising from your failure to comply with the above.

6.6 We have the right to disable any password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion, you have failed to comply with any of the provisions of these Terms of Service.

6.7 You agree to notify us of any breach of security of your password at [email protected].

6.8 We do not verify the accuracy, correctness or completeness, or edit and modify any Member Content or any Content created, used, or submitted by you on CORA to determine whether it may result in any liability to any third party. You hereby warrant that you have the right to use all such Content and use of such Content does not infringe on any third party’s intellectual property rights.

6.9 Notwithstanding Clause 6.8 above, we reserve the right to conduct verification and security procedures in respect of all information and Content provided by you to us. If we have reason to believe that any information, personal particulars and/or Content provided by you in registration or through the Services breaches or is likely to breach any of the Terms, we reserve the right to limit, suspend, deactivate, or terminate your CORA Account. Any reinstatement of your CORA Account shall be in our sole discretion.

6.10 CORA’s verification and security procedures do not constitute an endorsement, certification, or guarantee of any Member, Member’s Content, or Listing, including of the Member’s identity and whether the Member is trustworthy, safe, or suitable.

6.11 Any references in CORA to a Member or a Listing being “verified” only indicate that the Member has completed a relevant verification and security procedure.

6.12 We will not be liable for any loss or damages from your failure to comply with any obligations set out in this Clause 6.

7.WARRANTIES AND DISCLAIMERS

7.1 Please read this section carefully since it limits the liability of CORA.PRO Pte. Ltd. and its parents, subsidiaries, affiliates, related companies, officers, directors, employees, agents, representatives, partners, and licensors (collectively, the “Entities of CORA.PRO Pte. Ltd”). Each of the subsections below only applies up to the maximum extent permitted under applicable law.

7.2 Your use of CORA is at your sole risk. To the maximum extent permissible by law, we disclaim any and all warranties of any kind, whether express or implied in connection with CORA and the Services.

7.3 We make no warranty that CORA and the Services will be fit for any particular purpose, and CORA and the Services will meet your requirements.

7.4 Access to CORA Services assume the accuracy of the user’s inputs and are provided on a general basis for information purposes. No warranty whatsoever is given and no liability is accepted by the company for any loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.

7.5 Access to CORA and the Services is reliant on third party service providers, including but not limited to network providers, data centers, software and software platform developers, web platforms and telecommunication providers. CORA makes no warranty that access to CORA will be uninterrupted, timely, secure, error-free, or available at any time or all times.

7.6 You are solely responsible for all your communications and interactions with other users of CORA and with other persons with whom you communicate or interact as a result of your use of CORA, including but not limited to any Members.

7.7 We do not endorse and are not responsible for any messages, views, opinions, research and recommendations of individuals, users and organizations of deemed interest or advocate any patronage of any particular service provider, course of treatment or commercial dealings in any securities, investments or classes of securities or investments nor does the inclusion of any link to other third party websites and/or service providers imply any form of endorsement by us.

7.8 CORA may contain links to other sites (the “Linked Sites”). We are not responsible for the privacy policies or practices of such other Linked Sites. We encourage our users to be aware when leaving our website to read the privacy policies or statements of each Linked Site that collects your personal data. You agree to waive any claim against us with respect to the Linked Sites.

7.9 By making available any information and data on CORA, including facts, views, opinions, and recommendations of individuals and organizations of deemed interest, CORA is not giving or purporting to give or representing or holding themselves out as giving financial, tax, legal and otherwise professional advice. You shall always seek the relevant professional advice before otherwise making any such decisions.

7.10 By using and accessing CORA, you acknowledge and agree that CORA Content may only be used for your property use, and not for publication, distribution, transmission, retransmission, redistribution, broadcast, reproduction, or circulation to someone else in the same company or organization, and not for posting to other websites, forums, newsgroups, mailing lists, bulletin boards, or other services operated by other websites.

8. INDEMNITIES

You agree and undertake to hold completely harmless and keep us and our affiliates, officers, agents or other partners, and employees (collectively, the “Indemnified Parties”), fully and effectively indemnified against any and all losses, costs, damages, claims, demands, actions, proceedings, liabilities and expenses whatsoever (including but not limited to all legal costs or attorney’s fees on a full indemnity basis) that may be made against or suffered or incurred by us or any of the Indemnified Parties arising out of or in connection with your access to or use of the CORA, the Services, or Content, your Member Content, your interaction with any Member, and/or your violation of these Terms.

9. LIMITATION OF LIABILITY

9.1 You agree that notwithstanding anything in these Terms, we shall not be liable to you, in contract, tort (including negligence) or otherwise howsoever, and whatsoever the cause thereof for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses arising out of or in connection with your use or access of CORA and the Services.

9.2 In no event will CORA.PRO Pte. Ltd. be liable for any direct, indirect, special, punitive, exemplary, or consequential losses or damages of whatsoever kind arising out of your use of or access to CORA, including loss of profit or the like whether or not in the contemplation of the parties or whether based on breach of contract, tort (including negligence), product liability, or otherwise.

9.3 Your access to and use of our services is at your sole risk and is provided “AS IS”, “AS AVAILABLE”. The services are for your property use only and the entities of CORA.PRO Pte. Ltd. makes no representation or warranty of any kind, expression or implied, including, without limitations, any warranties on merchantability or fitness for any particular purpose or non-infringement.

9.4 The entire liability or the entities of CORA.PRO Pte. Ltd. and your exclusive remedy with respect to the services or otherwise, is re-performance of defective services. In jurisdictions, which do not allow the exclusion of limitation of certain types of liability, our liability will be limited to the maximum extent permitted by the law. We do not endorse, warrant or guarantee any material, product or service offered through us or our services. We are not and will not be a party to any transactions between you and any third party.

9.5 In no event shall the aggregate liability of the entities of CORA.PRO Pte. Ltd. exceed one hundred Singapore dollars (S$100).

9.6 The Entities of CORA.PRO Pte. Ltd. shall not guarantee or assume any responsibility that:

(i) the information presented in our Services is accurate, adequate, current or reliable, or may be used for any purpose other than for general reference;

(ii) the information presented in our Services is free of defect, error, omission, virus or anything which may change, erase, add to or damage your software, data or equipment;

(iii) messages sent through the internet including in connection with the services will be free from interception, corruption, error, delay or loss;

(iv) access to the Services will be available or be uninterrupted;

(v) use of the Services will achieve any particular result; or

(vi) defects in the Services will be corrected.

9.7 Without limiting the generality of the foregoing, in no event will the Entities of CORA.PRO Pte. Ltd. be liable to you or any other person for any direct, indirect, incidental, special, punitive or consequential loss or damages, including any loss of business, profit, goodwill or reputation arising out of any use, or inability to use, the information or the services, even if any of the Entities of CORA.PRO Pte. Ltd. has been advised of the possibility of such loss or damages.

9.8 You will exercise and rely solely on your own skill and judgment in your use and interpretation of the information and use of the services. You are responsible to ensure that your use of the information and the Services complies with all applicable legal requirements.

9.9 The limitation of liability contained in these Terms of Service will apply to the fullest extent permitted by applicable laws.

10.INTELLECTUAL PROPERTY RIGHTS

10.1 You acknowledge that all intellectual property rights (“IP”) in CORA and the Technology anywhere in the world belong to CORA.PRO Pte. Ltd., that rights in CORA are licensed (not sold) to you, and that you have no rights in, or to, the CORA or the Technology other than the right to use each of them in accordance with the terms of these Terms.

10.2 You acknowledge that you have no right to have access to CORA in source-code form.

10.3 You shall protect the confidentiality of CORA.

10.4 You hereby grant to CORA.PRO Pte. Ltd. and its affiliates a worldwide, irrevocable, non-exclusive, transferable license, with the right to sublicense, use, view, copy, adapt, modify, distribute, license, sell, transfer, publicly display, publicly perform, transmit, stream, broadcast, access, view, and otherwise exploit such Member Content either on, though, by means of, to promote, or market CORA. CORA does not claim any ownership rights in any such Member Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit any such Member Content.

10.5 CORA may invite you to submit reviews and/or testimonials in relation to the CORA Services provided. By providing such reviews and/or testimonials, you consent and grant CORA.PRO Pte. Ltd.  and its affiliates a non-exclusive, royalty-free, perpetual, transferable, irrevocable and fully sub-licensable right to:

(i) use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and publicly display the reviews and/or testimonials throughout the world in any media, now known or hereafter devised, for the purposes of promote, or market CORA; and

(ii) use the name that you submit in connection with such reviews and/or testimonials. You acknowledge that CORA may choose to provide attribution of your comments or reviews at its discretion. You further grant CORA.PRO Pte. Ltd. the right to pursue at law any person or entity that violates yours or CORA’s rights in the reviews and/or testimonials by a breach of these Terms. You acknowledge and agree that the reviews and/or testimonials you submit are non-confidential and non-proprietary.

11. PAYMENT GATEWAY & PROCESSING FEE

11.1 The functioning of CORA may require a payment gateway account with a payment gateway provider. The choice of payment gateway provider shall be solely determined by CORA.PRO Pte. Ltd..

11.2 Member shall pay processing fees charged by the payment gateway provider.

12. CONTENT COPYRIGHT POLICY

12.1 CORA.PRO Pte. Ltd. respects the intellectual property rights of others and expects users of the Services to do the same.

12.2 We reserve the right to remove Content alleged to be infringing without prior notice, at our sole discretion, and without liability to you. In appropriate circumstances, we will also terminate a user’s account if the user is determined to be a repeat infringer. Our address for notice of alleged copyright infringement appearing on the Services is [email protected].

13. USE OF THE SERVICES

13.1 We reserve the right at all times (but will not have an obligation), to suspend or terminate users, and to reclaim usernames without liability to you. We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to:

(i) Satisfy any applicable law, regulation, legal process or governmental request,

(ii) Enforce the Terms of Service, including investigation of potential violations hereof,

(iii) Detect, prevent, or otherwise address fraud, security or technical issues,

(iv) Respond to user support requests, or

(v) Protect the rights, property or safety of CORA.PRO Pte. Ltd., its users and the public.

13.2 We do not guarantee that our Services will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access our site. You should use your own virus protection software.

13.3 You may not do any of the following while accessing or using the Services:

(i) Access, tamper with, or use non-public areas of the Services, CORA.PRO Pte. Ltd.’s computer systems, or the technical delivery systems of CORA.PRO Pte. Ltd.’s providers;

(ii) Probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;

(iii) Access or search or attempt to access or search the Services by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by us (and only pursuant to those terms and conditions), (scraping the Services without our prior consent is expressly prohibited);

(iv) Forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the Services to send altered, deceptive or false source-identifying information; or

(v) Interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, trojan, worm, logic bomb or other material which is malicious or technologically harmful, overloading, flooding, spamming, mail-bombing the Services, or by scripting the creation of Content in such a manner as to interfere with or create an undue burden on the Services.

13.4 We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Services will cease immediately.

15. THIRD PARTY LINKS AND RESOURCES IN OUR SITE

15.1 The links from the Services may take you to other sites or services and you acknowledge and agree that CORA.PRO Pte. Ltd. has no responsibility for the accuracy or availability of any Information provided by third parties services and websites.

15.2 The Services may include advertisements, which may be targeted to the Content or information on the Services, queries made through the Services, or other information. The types and extent of advertising byCORA.PRO Pte. Ltd. on the Services are subject to change. In consideration for us granting you access to and use of the Services, you agree that CORA.PRO Pte. Ltd. and its third-party providers and partners may place such advertising on the Services or in connection with the display of Content or information from the Services whether submitted by you or others.

15.3 Links to other websites and services do not constitute an endorsement by us of such websites or services, or the Information, products, advertising or other materials made available by such third parties.